□ Total household credits outstanding increased by 9.5 trillion won in the second quarter of 2023 to stand at 1,862.8 trillion won as of end-June, with household loans totaling 1,748.9 trillion won and merchandise credits 113.9 trillion won.

   o Household loans increased by 10.1 trillion won during the quarter, and merchandise credits decreased by 0.6 trillion won.