□ In July 2025, the average interest rate on new deposits was 2.51%, down 4 basis points from the previous month.

  ― The average interest rate on outstanding amounts of deposits as of end-July was 2.12%, down 3 basis points from the previous month.

□ In July 2025, the average interest rate on new loans was 4.06%, down 3 basis points from the previous month.

  ― The average interest rate on outstanding amounts of loans as of end-July was 4.30%, down 5 basis points from the previous month.