□ In November 2025, the average interest rate on new deposits was 2.81%, up 24 basis points from the previous month.

  ― The average interest rate on outstanding amounts of deposits as of end-November was 2.02%, down 1 basis points from the previous month.

□ In November 2025, the average interest rate on new loans was 4.15%, up 13 basis points from the previous month.

  ― The average interest rate on outstanding amounts of loans as of end-November was 4.21%, same as the previous month.