□ Total household credits outstanding increased by 3.3 trillion won in the first quarter of 2019 to stand at 1,540.0 trillion won as of end-March, with household loans totaling 1,451.9 trillion won and merchandise credits 88.2 trillion won.

  o Household loans expanded by 5.2 trillion won during the quarter, and merchandise credits decreased by 1.9 trillion won.