□ In October 2023, the average interest rate on new deposits was 3.95%, up 14 basis point from the previous month.

   ― The average interest rate on outstanding amounts of deposits as of end-October was 2.72%, up 4 basis points from the previous month.

□ In October 2023, the average interest rate on new loans was 5.24%, up 7 basis points from the previous month.

   ― The average interest rate on outstanding amounts of loans as of end-October was 5.19%, up 2 basis points from the previous month.