□ In November 2023, the average interest rate on new deposits was 3.99%, up 4 basis point from the previous month.

   ― The average interest rate on outstanding amounts of deposits as of end-November was 2.73%, up 1 basis points from the previous month.

□ In November 2023, the average interest rate on new loans was 5.26%, up 2 basis points from the previous month.

   ― The average interest rate on outstanding amounts of loans as of end-November was 5.21%, up 2 basis points from the previous month.