□ Total household credits outstanding decreased by 2.5 trillion won in the first quarter of 2024 to stand at 1,882.8 trillion won as of end-March, with household loans totaling 1,767.0 trillion won and merchandise credits 115.8 trillion won.

   o Household loans decreased by 0.2 trillion won during the quarter, and merchandise credits decreased by 2.3 trillion won.