□ In October 2024, the average interest rate on new deposits was 3.37%, down 3 basis points from the previous month.

   ― The average interest rate on outstanding amounts of deposits as of end-October was 2.57%, down 2 basis points from the previous month.

□ In October 2024, the average interest rate on new loans was 4.67%, up 5 basis points from the previous month.

   ― The average interest rate on outstanding amounts of loans as of end-October was 4.79%, down 4 basis points from the previous month.