□ In November 2024, the average interest rate on new deposits was 3.35%, down 2 basis points from the previous month.

   ― The average interest rate on outstanding amounts of deposits as of end-November was 2.53%, down 4 basis points from the previous month.

□ In November 2024, the average interest rate on new loans was 4.76%, up 9 basis points from the previous month.

   ― The average interest rate on outstanding amounts of loans as of end-November was 4.77%, down 2 basis points from the previous month.