□ In October 2025, the average interest rate on new deposits was 2.57%, up 5 basis points from the previous month.

  ― The average interest rate on outstanding amounts of deposits as of end-October was 2.03%, down 1 basis points from the previous month.

□ In October 2025, the average interest rate on new loans was 4.02%, down 1 basis points from the previous month.

  ― The average interest rate on outstanding amounts of loans as of end-October was 4.21%, down 2 basis points from the previous month.