□ In July 2024, the average interest rate on new deposits was 3.41%, down 10 basis points from the previous month.

   ― The average interest rate on outstanding amounts of deposits as of end-July was 2.61%, up 1 basis points from the previous month.

□ In July 2024, the average interest rate on new loans was 4.55%, down 16 basis points from the previous month.

   ― The average interest rate on outstanding amounts of loans as of end-July was 4.92%, down 4 basis points from the previous month.